TERMS AND CONDITIONS

Acceptance of Terms

By accessing and using the Sapiens website (the "Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Site.

Use of the Site
The Site is intended for general informational purposes. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the Site.

You must not:

  1. Use the Site in any way that breaches any applicable local, national, or international law or regulation

  2. Transmit any unsolicited or unauthorised advertising or promotional material

  3. Knowingly introduce viruses or other malicious material to the Site

Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, and images, is the property of Sapiens and is protected by applicable intellectual property laws. You may not reproduce, distribute, or otherwise use any content without our prior written consent.



Disclaimer of Warranties
The Site is provided on an "as is" and "as available" basis. Sapiens makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Site or its content.



Limitation of Liability
To the fullest extent permitted by law, Sapiens will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.



Third-Party Links
The Site may contain links to third-party websites. These are provided for your convenience only. Sapiens has no control over the content of those sites and accepts no responsibility for them.



Changes to These Terms
We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after any changes constitutes your acceptance of the new terms.



Governing Law
These Terms and Conditions are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the New Zealand courts.



Contact Us
If you have any questions about these Terms and Conditions, please contact us at: marcus@sapiens.co.nz

Effective Date
25 June 2025